Read below to learn more about the Affordable Care Act (ACA):
Effective January 1, 2015, the ACA requires that anyone working 30 or more hours per week averaged over a 3 month time period must be offered employer-provided health insurance. The offer may be made after the person has worked at least three months or earlier.
The ACA employer mandate means that we must look at all employees including temporary employees, student employees, graduate RA/TA’s, non-tenure track faculty, lecturers…anyone employed and paid by the University. Many of these may not have been eligible in the past, but may be eligible now. Employer-provided health insurance may be the State Health Plan or the State’s ACA Health Plan- not student health insurance, graduate support plans, etc.
Temporary employees, student workers hired or rehired after January 1, 2015 – The Affordable Care Act (ACA) law states that any one hired or rehired after January 1, 2015 that are listed in the HR System and will work 30 or more hours per week for 3 months or more, must be offered the chance to enroll in the ACA high deductible health plan within their first 30 days of employment. Those that work less than 30 hours per week initially, but later begin to average over 30 hours will be identified by an eligibility query that looks back over the last 12 months.
The General Assembly has enacted legislation that states if a rehired retiree becomes eligible under the Affordable Care Act for the ACA High Deductible Health Plan, then they must terminate their retiree health coverage. HR Benefits recommends that rehired retirees work no more than 29 hours/week.
The MarketPlace provides another way for employees to purchase health insurance for one’s self or dependents. The MarketPlace plans provide many types of plan at all different price points. Subsidies are available to employees who are not offered health insurance through their employers. For more information visit www.healthcare.gov
To learn more about the high deductible health plan offered by the State of North Carolina to temporary employees who meet the 30 hours/week requirement as listed above, click here.