Postdoc Health Insurance

Eligibility and Effective Dates

Health insurance is offered to postdoctoral scholars/house officers, who are paid through the University payroll system.  To be covered under this benefit plan, postdocs/house officers must be on an active, paid assignment of at least .75 FTE (30 hrs/week).

Health insurance coverage begins on the first of the month following the hire date. (Ex. hired 5/1, coverage begins 6/1; hired 5/31 coverage begins 6/1)

Coverage will end the last day of the month in which the postdoc/house officer terminates.  (Ex. job ends 5/2, coverage ends 5/31; job ends 5/31, coverage ends 5/31)

Premium Rates


Coverage Options University Cost * Postdoc Cost**
Postdoc/House Officer Only $328.23 $0.00
Postdoc/House Officer and Spouse $328.23 $328.16
Postdoc/House Officer and Child/Children $328.23 $328.16
Postdoc/House Officer and Family $328.23 $656.32


*The University pays the premium for BCBSNC and the fee for NC State Student Health Center.
**Postdoc/House Officers pay by bank draft through BCBSNC for dependent coverage.

Plan Administration

The Postdoc/House Officers Medical Plan is underwritten by Blue Cross/Blue Shield of North Carolina and administered by BCBSNC, phone: 800-579-8022.

A Summary of Benefits can also be obtained at the BCBSNC web site.

Enrollment Process

Complete the Postdoc/House Officers Medical Coverage Enrollment form and return it to the HR Benefits Office either by fax at 919/513-2528, campus mail at Campus Box 7215 or by regular mail at HR Benefits Campus Box 7215, Raleigh, NC 27695-7215 within 30 days of employment date.

Enrollment for dependents must be done through BCBSNC, phone: 800-579-8022.

Plan Information/Questions


Retirement Plans

Postdocs may participate in voluntary retirement programs through the UNC System Voluntary 403(b) Program and the North Carolina Public Employee Deferred Compensation 457 Plan.


Full-time (1.0 FTE) postdocs/house officers earn one day of paid time off for annual leave and one day of sick leave on a monthly basis for a total of 12 days each (i.e., 12 annual leave days and 12 sick leave days) per year.  Leave is prorated for part-time postdocs who work half-time or more (.05-.99 FTE).  Leave accrual and use must be tracked in the HR Web Leave system.  Review Section 9 at Policy, Regulations & Rules for Postdoctoral Scholars for more details on leave.

Other Resources