Birth, adoption, and foster care are qualifying status changes and create an opportunity for making changes to your benefits plans outside the annual enrollment period.
Health Plan and NCFlex Benefits (dental, vision, etc.)
Dependent children must be added within 30 days of the date of birth or placement to avoid any coverage issues. The birth date/placement date will be listed as the first day of coverage for the child. Premiums are paid on a pre-pay basis (paid one month ahead) so you may have a double deduction for one month.
Coverage changes are done through the State Health Plan/NCFlex online enrollment system with qualifying life events. Such events are defined as birth, death, divorce, now eligible for other coverage, loss of other coverage, adoption, etc. Coverage changes are effective the first day of the month following the date of the life event EXCEPT for a birth life event. Coverage is effective on the date of birth.
To add a baby/child, go to the MyPack Portal and log in. Under the Employee Self Service tiles>Click on the Benefit Details tile>Click on Enroll in Benefits (on the left–make sure your pop up blocker is off). Keep in mind that you will HAVE to provide valid Social Security numbers (SSN) for any spouse or children that you enroll. The exception is for new-born children. You will have six months to update their SSN in the online enrollment system. You will also be required to upload documentation for the life event. This can be the record of live birth that a hospital may have provided, adoption papers, etc.
Visit the State Health Plan web site for more information.
Health and Dependent Care Flexible Spending Accounts are excellent means of setting aside pre-tax dollars to help pay for qualified dependent care and out of pocket medical expenses.
MetLife Group Term Life Insurance
Dependent coverage is available for newly acquired dependent children at amounts of either $2,000 or $10,000 through MetLife Group Term Life Insurance. Newly eligible dependents must be added to your plan within 30 days of the date of birth or placement in the home; otherwise, coverage may be applied for during annual enrollment. Late enrollees must receive evidence of insurability approval.
To change beneficiaries for the following plans, following the associated web links:
TSERS (State Retirement System) – www.myncretirement.com (ORBIT)
MetLife Life Insurance – https://hr.ncsu.edu/wp-content/uploads/2015/10/met_enroll.pdf
NCFlex Group Term Life– MyPack Portal: Faculty & Staff/Employee Self Service/Enroll in Benefits
Fidelity Optional Retirement Plan – https://www.mysavingsatwork.com/atwork/uncorp.htm
Lincoln Optional Retirement Plan – http://www.lfg.com/LincolnPageServer?LFGPage=/lfg/emunc/hme/hme/rp/index.html
VALIC Optional Retirement Plan – https://www.valic.com/plan-details_201_433090.html
TIAA-CREF Optional Retirement Plan – http://enroll.tiaa-cref.org/uncorp/
Fidelity 403b – https://www.mysavingsatwork.com/atwork/uncorp.htm
TIAA-CREF 403b – http://enroll.tiaa-cref.org/unc403b/
Prudential 401k/457 – https://www.retirement.prudential.com/cws/ncplans/
Child Care and Schools
View our Child Care Resources for useful resource information, finding a child care provider, links to Triangle area school systems and more.
Leave of Absence Guidelines
Taking time off from work for birth, adoption, or foster care may be covered by the Family and Medical Leave Act, maternity leave (using annual or bonus leave), or sick leave policies. While on active payroll during a leave of absence, all benefit premiums continue through payroll deduction.
If a portion or all of a leave of absence will be without pay, contact your Benefits Consultant immediately to discuss benefit premium payment options.
Learn more about the Voluntary Shared Leave Program, through which co-workers may donate leave time to eligible recipients.
Family status changes can lead to updating federal and/or state tax withholding exemptions. Visit the University Payroll web site to obtain withholding forms, and to estimate your tax liability.