2022 Benefits Annual Enrollment

Annual Enrollment

Benefits Annual Enrollment October 11-29, 2021


This year’s Annual Enrollment (AE) period for benefit plan changes is October 11-29, 2021. Changes made during the AE period will become effective January 1, 2022, for the plan year January 1, 2022 – December 31, 2022. Great news for the upcoming year; many plan costs are remaining the same, while providing the same or enhanced benefits!

Annual Enrollment is your opportunity to review your benefit elections and make changes for the upcoming 2022 plan year. All members of the State Health Plan (SHP) must take action during Annual Enrollment in order to reduce monthly premiums since all SHP members will be defaulted into the 70/30 plan. The employee must actively enroll in the 80/20 plan and answer the question regarding tobacco use to eliminate the $60 monthly tobacco surcharge. If you respond that you are a tobacco user, you must complete a free tobacco cessation session no later than November 30, 2021 to eliminate the monthly surcharge for 2022. Failure to take action will result in enrollment in the 70/30 plan and payment of the $60 monthly tobacco surcharge for the upcoming plan year.

You may make State Health Plan and NCFlex changes through the state’s online enrollment system accessible via MyPack, by calling the enrollment center at 855-859-0966, or via the BENEFITFOCUS Mobile App. (Note that the benefits enrollment portal contains SSNs, so by downloading the app, SSNs will show.) Changes to other benefits such as MetLife Life Insurance, MetLife Legal Plan (formerly Hyatt Legal Plan), and Voluntary Long Term Disability Plans are all completed via paper forms.

Be sure to review the How to Enroll video posted below and attend a Zoom session detailing changes for next year. If you need help enrolling in your State-wide benefits, call 855-859-0966 to enroll over the phone. Our goal is to have 100% of staff and faculty complete the Annual Enrollment process.

What’s New for 2022

  • MetLife dental insurance offered a COVID-related rate reduction in 2021. The monthly premiums for Low and Classic options will increase and revert to 2020 rates, and the High option plan will have a rate increase of approx. 9%.
  • No waiting period will apply if you switch dental options for 2022.
  • For 2022, you may enroll in or increase Cancer and Specified Disease Insurance without having to provide Evidence of Insurability (EOI). Pre-existing conditions may cause a waiting period to cover that condition.
  • If you/your spouse are not currently enrolled in NCFlex Group Term Life, during Annual Enrollment you may purchase $20,000 of coverage (on yourself/your spouse) on a guaranteed issue basis (if you were not previously denied coverage). Amounts over $20,000 require EOI.
  • The Hyatt Legal Plan will now be known as the MetLife Legal Plan. Benefits and cost remain the same.
  • During the Annual Enrollment period, MetLife life insurance will allow enrolled employees and enrolled spouses to increase coverage by 1 multiple without EOI, provided they don’t exceed the guaranteed issue amount which is the lesser of 3 times base annual salary or $500,000 for employees and $50,000 for spouses.

State Health Plan Updates


NCFlex Updates


NC State Benefit Plans


Information Sessions

Annual Enrollment presentations will be conducted via Zoom. You are cordially invited to attend one of these sessions to learn about benefit plan changes and updates for 2022. The schedule and registration for each Zoom session is below. You may register for any sessions that you’d like to attend.

DateTimeRegistration
Friday, October 110:00am
Wednesday, October 6
(en Espanol)
10:00am
Thursday, October 710:00am
Wednesday, October 1310:00am
Monday, October 184:00pm
Thursday, October 213:00pmRegister
Tuesday, October 26
(en Espanol)
8:00amRegister

Tips and Resources

Tips

  • Review information carefully.
  • Take time to plan for the upcoming year.
  • Remember to re-enroll in FSAs for the upcoming year!
  • Don’t wait until the last minute!
  • Review, add and/or update beneficiaries in the enrollment portal for applicable plans.
  • All enrollments (online, phone and/or paper enrollment forms) must be completed and/or received by the HR Benefits Office no later than October 29, 2021.
  • For online enrollment, don’t forget to SAVE!
  • Print/save confirmation statement from online enrollment or record date/time of your phone enrollment or save screenshot from app enrollment.
  • State Health Plan premiums are deducted in advance, so the first premium for 2022 is deducted in the December 2021 paycheck.
  • Review your State Health Plan premium deduction in December 2021 for accuracy.
  • Review your January 2022 paycheck for all other deductions.