Online Benefits Orientation for Staff and Faculty

NC State offers a comprehensive benefits package designed to provide a variety of choices for Staff/Faculty and their families.  Please take some time to review the following benefits and retirement plans available for employees.

New staff/faculty can use the information below in lieu of or in addition to attending a Benefits Orientation in person. Once you complete the orientation below, you will need to complete the Online Benefits Confirmation at the bottom of the page.

Benefits Eligibility

SHRA=Subject to Human Resource Act.  EHRA=Exempt from Human Resource Act.

Postdoctoral Scholars/House Officers are NOT covered under the plans listed below.  Review postdoctoral/House Officer plans.

SHRA/EHRA
< .49 FTE

SHRA/EHRA
.5 -.749 FTE

SHRA/EHRA
> .749 FTE
less than a 9 mo. appointment

SHRA/EHRA
> .749 FTE
9mo. or greater
contract/appt.

Temps, Student
Workers

Health Insurance Not eligible Eligible, but at full cost Eligible, but at full cost Eligible for employer-paid coverage for employee, dependents are at full cost May be eligible for employer-paid ACA health plan
Other insurance plans (dental, vision, etc.) Not eligible Eligible, but at full cost Eligible, but at full cost Eligible, but at full cost Not eligible
Mandatory Retirement Plans Not eligible Not eligible Not eligible Eligible Not eligible
Voluntary Retirement Plans Eligible Eligible Eligible Eligible Part-time faculty are eligible

Incoming Employees with Prior State of NC Service

Employees with prior state of NC service should contact their benefits consultant to discuss their individual circumstances and enroll for coverage within designated enrollment periods. Additional Resources

New Fall Semester 9-month Faculty Paid Over 12 Months

If a 9-month faculty member is hired in July but does not begin the actual contract work until August 16, benefits will begin on September 1.  9-month faculty have 30 days from August 16 to enroll in benefits and have 60 days from August 16 to enroll in a mandatory retirement plan and a voluntary disability plan. Failure to enroll in a mandatory retirement plan will result in a default to the Teachers’ and State Employees’ Retirement System (TSERS) plan.

Top Picked Resources

Health Insurance and NCFlex Plans

Failure to enroll in your first 30 days may cause significant waiting periods or denial of coverage.  Access the State Health Plan/NCFlex online enrollment system through the MyPack Portal.  Under the Employee Self Service tiles>Click on the Benefit Details tile>Click on Enroll in Benefits (on the left–make sure your pop up blocker is off).

Resources

Enroll

 Enrollment Period

Coverage Begins

Health Insurance 30 days from hire/start date. On the first day of the month following the date of hire or the first day of the second month. (Example: If the date of hire is June 5th, coverage may begin July 1st or August 1st)
NCFlex Dental 30 days from hire/start date. On the first day of the month following date of hire.
NCFlex Vision 30 days from hire/start date. On the first day of the month following date of hire.
NCFlex Accidental Death/Dismemberment 30 days from hire/start date. On the first day of the month following date of hire.
NCFlex Accident Plan 30 days from hire/start date. On the first day of the month following date of hire.
NCFlex Critical Illness 30 days from hire/start date. On the first day of the month following date of hire.
NCFlex Cancer  30 days from hire/start date. On the first day of the month following date of hire.
NCFlex Health Care Flexible Spending 30 days from hire/start date. On the first day of the month following date of hire.
NCFlex Dependent Daycare Flex Spending 30 days from hire/start date. On the first day of the month following date of hire.

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Voluntary Group Term Life Insurance

Resources

Enroll

Enrollment Period

Coverage Begins

NCFlex Life Insurance 30 days from hire/start date. On the first day of the month following date of hire.
MetLife Life Insurance

Submit completed forms to HR Benefits*

30 days from hire/start date. On the first day of the month following date of hire.

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Mandatory Retirement Plans

We know that everyone’s financial goals, needs and savings strategies are different. That’s why we are proud to offer our employees a choice between two retirement programs, both of which provide a valuable retirement benefit. As a UNC System employee, you must enroll in either the Teachers’ and State Employees’ Retirement System (TSERS) or the  University of North Carolina Optional Retirement Program (ORP).  Once made, your election cannot be changed.

Your 2018 Retirement Planning Guide

Your Mandatory Retirement Plan Decision Guide/Plan Comparison

Your Retirement=Your Choice Video

Retirement Plan Comparsion Calculator

Resources

Enroll

Enrollment Period

Contributions, Vesting, Portability 

Teachers’ and State Employee’s Retirement System (TSERS)

The TSERS is a defined benefit plan. The benefit you receive at retirement is based on a predetermined formula. This formula considers your years and months of creditable service (any period during which you contribute to TSERS, provided you do not withdraw your contributions), your age and your average final compensation (the average of your salary during your four highest consecutive paid years). The amount of the guaranteed benefit you will receive at retirement is not directly determined by the investment experience of the plan assets or the amount of contributions.  Under TSERS, the State controls the investments and assumes all of the investment risks. The plan funds are invested by professional money managers selected by TSERS.

Once enrolled, and a payroll deduction occurs, you can go online to www.myncretirement.com (ORBIT) to input your beneficiaries. Access to this online portal will usually occur about two weeks after the first payroll deduction for TSERS.

Submit completed forms to HR Benefits*

60 days from hire/start date.  Failure to enroll in your first 60 days will result in a mandatory default into the TSERS plan. Vesting: After five years of contributing to TSERS

Employee Contributions: 6% of eligible pay

Employer Contribution: changes annually

Not portable nationwide

UNC Optional Retirement Program (ORP)

The ORP is a defined contribution plan. The value of your benefit is not based on a predetermined formula. Contributions to your account are made by you and the UNC System. The contributions are invested and the returns are credited to your account. The value of your account is based
on the amount of contributions made to your account and the performance of the investment funds you select. Your accumulated balance provides monthly income during your retirement. Again, you control your investment choices and distribution methods.

  1. Select an ORP carrier and complete their enrollment application.

Fidelity

TIAA

2. Submit ORP 1 Form to HR Benefits*

Email is not recommended due to Social Security Numbers.

60 days from hire/start date.  Failure to enroll in your first 60 days will result in a mandatory default into the TSERS plan. Vesting: Immediately 100% vested in the value of your contributions. 100% vested in the UNC System contributions after five years of participating in the ORP.

Employee Contributions: 6% of eligible pay

Employer Contribution: 6.84%

Portable nationwide

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Supplemental Retirement Plans

While both mandatory retirement plan options provide a valuable opportunity for you to prepare for your future, you may want to consider boosting your retirement savings by participating in one or more of these supplemental retirement plans.  While these plans do not provide an employer match, they allow you to set aside additional money on a pre-tax or after-tax basis.  You can start and stop these plans at any time.

Supplemental Retirement Plan Decision Guide/Plan Comparison

Resources

 Enroll

Enrollment Period

 UNC System 403(b) Plan Go to UNC System 403(b) plan site.

  1. Complete a Salary Reduction Agreement and submit to HR Benefits*
  2. Enroll with Fidelity or TIAA and select investments.
At any point
UNC System 457(b) Plan Go to UNC System 457(b) plan site.

  1. Complete Voluntary Deferral Agreement and submit to HR Benefits*
  2. Enroll with Fidelity or TIAA and select investments.
At any point
State’s 457 Deferred Compensation Plan Go to the NC Total Retirement Plans site.

  1. Complete NC 457 Deferred Compensation Plan Enrollment Form
  2. Submit form to: NC Plans Processing Center, PO BOX 5340 Scranton PA 18505 or fax to 1-866-439-8602
At any point
State’s 401(k) Plan Go to the NC Total Retirement Plans site.

  1. Complete the NC 401(k) Plan Enrollment Form
  2. Submit form to: NC Plans Processing Center, PO BOX 5340 Scranton PA 18505 or fax to 1-866-439-8602
At any point

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DISABILITY PLANS

Review video on the disability plans for quick overviews.

Resources

Enroll

Enrollment Period

Coverage Begins

Employer Paid State Provided Short Term & Long Term Disability Plans (DIP-NC)

Available at no cost to eligible employees working at least 3/4 time (.75 FTE) for 9 months or greater per year with at least one year of contributing service in either the Optional Retirement Program (ORP) or the Teachers’ and State Employees’ Retirement System (TSERS), earned within 36 months prior to the disability.

Short Term Plan–Automatically enrolled after ONE year of membership participation in TSERS or ORP.

Long Term Plan–Automatically enrolled after FIVE years of membership participation in TSERS or ORP.

n/a Short Term–After ONE year of membership participation in TSERS or ORP.

Long Term–After FIVE years of membership participation in TSERS or ORP.

Employee Paid Supplemental Disability Income Plans–Liberty Mutual–(For TSERS/LEORS Participants)

This supplemental long-term disability insurance, offered by Liberty Mutual, was designed to provide coverage for those employee’s who are not yet eligible for the State’s plan, or who wish to supplement the State’s disability benefits.

Submit completed forms to HR Benefits*

60 days from hire/start date. These plans are dependent upon your mandatory retirement plan choice.  Failure to enroll may cause significant waiting periods or denial of coverage. Coverage begins at the hire/start date.

 

Employee Paid Supplemental Disability Income Plans–The Standard–(For ORP Participants)

This supplemental long-term disability insurance plan, offered at a nominal cost by The Standard, is available only to participants in the Optional Retirement Program. Designed to help fill the gaps left by the State’s plan.

Submit completed forms to HR Benefits*

60 days from hire/start date. These plans are dependent upon your mandatory retirement plan choice.  Failure to enroll may cause significant waiting periods or denial of coverage. Coverage begins at the hire/start date.

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Leave

NC State University recognizes the importance of time off and medically-necessary leave.  WolfTime is the name of our leave tracking system.  To access WolfTime, go to MyPack Portal>For Faculty & Staff>Employee Self Service and click on the WolfTime tile.  To learn more about WolfTime, click here.

Resources

Eligibility

Annual/Vacation Leave SHRA, EHRA (9 month faculty do not earn Annual Leave)
Sick Leave SHRA, EHRA (9 month faculty do not earn Sick Leave)
Other Types of Leave Varies, review individually

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Other NC State Benefits

The plans below are specific to NC State University.

Hyatt Legal Plan

NC State offers eligible employees a low-cost legal services plan through Hyatt Legal (A MetLife company). By participating in this plan, employees have access to a wide array of legal services to meet personal and family needs. Services and referrals are available through a network of providers at an affordable cost.

Enrollment Form

Enrollment Period: 30 days from hire/start date.

Tuition Waivers for Staff/Faculty

Employees can waive tuition and fees for up to 3 courses per academic year.

Moving with the Pack

As an employee of NCSU, you may be eligible to take advantage of the many MovingWithThePack.com SMARTMOVE® benefits.  New employees, as well as existing employees who may be moving, can take advantage of these services.

Auto, Homeowner’s and Renter’s Insurance

Personal assets including automobiles, homes (and/or its contents) are valuable, and should be protected. NC State, through Travelers Auto and Home Insurance Company, offers several plans to keep assets safe.

Carmichael Gymnasium

Serves at the central hub of fitness and recreation for the NC State community.

WolfPerks (unity ID required to login)

The WolfPerks Program is designed to save NC State University Faculty & Staff money on products and services both locally and nationally.  Browse through the many offers available to you and your family throughout the WolfPerks program.

Employee Resources

A comprehensive list of resources/perks available to employees.

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Submit forms to HR Benefits:

Mail: Campus Box 7215, Raleigh NC, 27695

Drop Off: 2711 Sullivan Drive-Administrative Services Bldg II

Email: hrsbenefits@ncsu.edu

Fax: 919-513-2528

Employer Contributions for Benefits

NC State makes a contribution towards the cost of some employee benefit plans. Click to view a summary of how the full or partial cost of benefit plans is provided for employees.

Questions/Feedback

Online Benefits Confirmation

  • I attest that I went through the above online version of the benefit/retirement orientation and understand my options. I understand that I have 30 days from my start/hire date to enroll in my benefits. I have 60 days from my start/hire date to make a mandatory retirement election. I understand that if I do not elect a mandatory retirement plan, then I will be defaulted to the Teachers' and State Employees' Retirement System (TSERS). This is a life-time election/default.